Products & Services

Enhanced Coverage Option (ECO) is a new multiple peril crop insurance (MPCI) option that provides area-based coverage for a portion of your underlying policy’s deductible in a manner similar to the Supplemental Coverage Option (SCO).

The Supplemental Coverage Option (SCO) is a county-level crop insurance option that provides additional coverage for a portion of a producer’s underlying crop insurance policy deductible.

Margin Protection provides you coverage against an unexpected decrease in your operating margin (revenue less input costs).

Whole-Farm Revenue Protection (WFRP) provides a risk management safety net for all commodities on the farm under one insurance policy and is available in all counties nationwide.

Area Risk Protection Insurance (ARPI) is an insurance plan that provides coverage based on the experience of an entire area, generally a county. ARPI replaces the Group Risk Plan (GRP) and the Group Risk Income Protection Plan (GRIP).

Revenue Protection policies insure producers against yield losses due to natural causes such as drought, excessive moisture, hail, wind, frost, insects, and disease, and revenue losses caused by a change in the harvest price from the projected price.

Yield Protection policies insure producers in the same manner as APH polices, except a projected price is used to determine insurance coverage.

The Pasture, Rangeland, and Forage insurance is designed to help protect a producer’s operation from the risks of forage loss due to the lack of precipitation.

The PACE program provides supplemental coverage when a producer is prevented from post/split applying nitrogen in the 2-3 week V3-V10 corn growth stages due to wet weather and field conditions.

Buying a livestock insurance policy is one risk management option. Producers should always carefully consider how a policy will work in conjunction with their other risk management strategies to insure the best possible outcome.

Crop Hail insurance provides the grower protection against yield reduction caused by hail and/or fire. Optional endorsements are available for wind damage and/or replant coverage.

Although most Multiple Peril Crop Insurance (MPCI) policies include replant coverage, it may not cover all of your expenses for replanting.

Wind is an optional Crop Hail endorsement that provides coverage for corn that has blown down due to wind damage. It covers ears that cannot be recovered because of flattening, bending, or breaking of the stalk.

Extra Harvest Expense payments are calculated using 8% of the liability per acre for each harvested acre damaged above the deductible (20% of field or 20 acres, whichever is less), multiplied by a factor of 1.4.

An innovative offering designed to save producers even more money, AgriSompo North America’s Xtra Bundle combines our most popular plans into one affordable package: Hail, Wind, EHE, Replant, and Early Plant coverage are all included.